Australian Credit Licensing

Australian Credit Licence (ACL) holders have ongoing obligations. 

We can help. 

Ongoing compliance and legal disclosure documentation

The national credit regime introduces new obligations to providers of credit and those who provide credit assistance. The obligations include disclosure documentation (e.g. Credit Guide) to be provided to consumers. 
 
We can assist you in drafting and reviewing your legal disclosure documents to ensure it complies with the law.

Credit representative?


If you are to be appointed as a credit representative of a licensee, or as a licensee you will be appointing a credit representative, we can prepare, amend, interpret and advise on credit representative agreements.

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Holley Nethercote employees and partners

Download free mind map summaries of credit legislation

·      Overview of the National Consumer Credit Protection Act 2009 (Cth)

·      Overview of the draft National Consumer Credit Protection Regulations 2010  

·      How to register for an ACL?

·      How to apply for an ACL?

·      General conduct obligations of licensees

·      Responsible lending obligations of licensees